November 18 - 20, 2025
JW Marriott Austin, TX
Tracy Zepeda is a Senior Vice President and Chief of Retail
for Opportunity Bank of Montana, a $1B community bank with 23 full-service
branch locations across Montana. Tracy’s responsibilities include
oversight of the bank’s retail division and marketing department along with
crafting business vision and strategy, identifying
new business opportunities, investment prioritization, and other growth
strategies. With more than 20 years’ experience in financial services, Tracy is
a graduate of the Pacific Coast Banking School, a regular speaker at national
conferences, and serves on advisory boards for several industry associations
Check out the incredible speaker line-up to see who will be joining Tracy A..
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